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Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
DJM ADVISORY GROUP, LLC
We are an independent insurance agency, which means we work for you not the insurance company
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Latest News
Implementing A Cafeteria Plan
Internal Revenue Code 125 allows an employer to implement an employee benefit plan which allows employees to select the benefit programs they prefer.
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Read More of this ArticleWhat Is A Qualified Annuity?
Many employers allow their employees to contribute to an annuity program. This becomes an investment option in a salary reduction retirement plan. Under this plan your current taxable salary is reduce...
Read More of this ArticleIntroduction to Medicare
The Medicare Program
Medicare is a health insurance program for:
People age 65 or older.
People under age 65 with certain disabilities.
People with End-Stage Renal Disease (permanent kidney fail...
Read More of this ArticleGift Giving Strategies
The federal government imposes a substantial tax on gifts of money or property above certain levels. Without such a tax someone with a sizable estate could give away a large portion of their property ...
Read More of this ArticleUsing Credit Cards Wisely
Credit cards were first introduced to the public just over 40 years ago, in 1959. With the introduction of credit cards, consumers were given new choices in how to pay for costly purchases that they h...
Read More of this ArticleAnnuity Basics
When you think about your retirement, what goals do you have? For most people, it’s making sure the money lasts through out their retirement by balancing our financial life between reward and risk, sa...
Read More of this ArticleClick to get aFASTQUICKGREAT Life Insurance Quote!
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Lifelong Protection
Affordable Term insurance and permanent coverage we have options to fit your needs.
Specialized Advisers
Who offer personalized solutions of high quality products and retirement planning services.